20 Financial Tips for New College Graduates

[{"selector":"#anim-16ff3965-655e-4f3b-9c6e-35e40ea1e64d","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-7af99a7c-dda3-44ff-ba0f-1b3393c43b76","keyframes":{"transform":["translate3d(0px, -99.3561%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-60b9a7da-d7dc-4cdc-9361-ccd7a71b8011","keyframes":{"opacity":[0,1]},"delay":200,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-8467a7ee-86d4-46a6-a78c-7289fee856bb","keyframes":{"transform":["translate3d(0px, 237.36477%, 0)","translate3d(0px, 0px, 0)"]},"delay":200,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Learn more

You've just graduated, and now you're facing something you didn’t learn: how to manage your finances. This article will go over 20 financial tips for new college graduates to start good financial habits.

[{"selector":"#anim-1dc0fabc-5709-44a4-8d0c-1771c63e77ff","keyframes":{"opacity":[0,1]},"delay":200,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-40fd3d9f-3fe9-486b-9d0e-05d5bffa6653","keyframes":{"transform":["rotate(-41deg) translate3d(0px, -68.33437%, 0) rotate(41deg)","rotate(-41deg) translate3d(0px, 0px, 0) rotate(41deg)"]},"delay":200,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e4ef0c4e-6915-42a9-9e09-7691ca294984","keyframes":{"opacity":[0,1]},"delay":200,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] Learn more

The first step to sound financial management is creating and sticking to a budget. I know the word budget is a four-letter word to some. I like to call it a spending plan.

[{"selector":"#anim-eb47f68f-3b17-41f0-854c-7ba801a36168","keyframes":{"opacity":[0,1]},"delay":100,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-96586cda-30d8-4372-a6f8-3d7993315366","keyframes":{"transform":["translate3d(-113.75359%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-615b484d-081c-4553-84c4-c82aa9ac01c2","keyframes":{"opacity":[0,1]},"delay":200,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5303346f-92a6-4ef2-8523-c8e811df36fa","keyframes":{"transform":["translate3d(-115.09434%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":200,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-277586b4-6b95-4877-8ded-011b5f590ecc","keyframes":{"opacity":[0,1]},"delay":200,"duration":2500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-ab2d132b-c45b-4a75-998b-4cba137fdd63","keyframes":{"opacity":[0,1]},"delay":200,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c74bcf86-cd20-4f10-8431-86be7993d2f1","keyframes":{"transform":["translate3d(99.72603%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":200,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Tip #1: Make a Solid Budget Tip #1: Make a Solid Budget Learn more

Write all your debts that have a remaining balance and their interest rate. You want to have your eyes opened and aware of all your debt so you can see where you can make positive progress.

[{"selector":"#anim-8f7f111c-e897-4d71-ac34-aa8d70f6f936","keyframes":{"opacity":[0,1]},"delay":100,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a4a05a10-a911-4f5a-a70b-51b8363d2dc4","keyframes":{"transform":["translate3d(-115.70512%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-7f6f9ce5-e47a-48d2-9460-44c7d70f221a","keyframes":{"opacity":[0,1]},"delay":200,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-58e65e69-3575-48a8-9a00-3cebaa03aa70","keyframes":{"transform":["translate3d(-115.2381%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":200,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-24f8175f-b210-4079-b28f-12f787b0ebbf","keyframes":{"opacity":[0,1]},"delay":200,"duration":2500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b61c4864-3f7c-4ad1-8335-44bc7deb7d68","keyframes":{"opacity":[0,1]},"delay":200,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-bb71e88d-f056-418e-9dd8-7fe22d08b707","keyframes":{"transform":["translate3d(99.72603%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":200,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Tip #2: Keep an Eye on Your Debts Tip #2: Keep an Eye on Your Debts Learn more

[{"selector":"#anim-945997d7-6c42-45d7-8d75-f5ac55735c34","keyframes":{"opacity":[0,1]},"delay":200,"duration":2500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d01124e9-cf2b-462f-902c-a5672a07ffe8","keyframes":{"opacity":[0,1]},"delay":200,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-bcb34135-61dd-4922-9d2f-2adfd92b074e","keyframes":{"transform":["translate3d(100.00000%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":200,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-0724a8e2-a0a5-4930-89e1-ded4924c15a5","keyframes":{"opacity":[0,1]},"delay":100,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-9c3e0626-5929-4038-a1fe-0cb8d2b4f04c","keyframes":{"transform":["translate3d(-113.94659%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-345d5dc7-03c1-4222-a0c6-ccbe246823dc","keyframes":{"opacity":[0,1]},"delay":200,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b0f8b231-f1a1-4af7-b5d9-a5f98b0dd1ed","keyframes":{"transform":["translate3d(-115.14196%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":200,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Tip #3: Don't Ignore Your Student Loans Tip #3: Don't Ignore Your Student Loans Student debt is not the first thing you think about after college graduation. Recent college graduates should apply for an income-driven repayment plan. Talk to your student loan servicer to lower your student loan payments. Learn more

As a college student, you had goals about your major, GPA, and graduation goals. Now it’s time to start thinking about what you want for your personal finance future.

[{"selector":"#anim-dcbef033-2e82-4dee-9662-5c8cb5f74d4c","keyframes":{"opacity":[0,1]},"delay":200,"duration":2500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c6599199-fb65-4c91-b38b-cf2976828eeb","keyframes":{"opacity":[0,1]},"delay":200,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-133795b8-b071-4d5c-93f7-14ae0438711b","keyframes":{"transform":["translate3d(100.00000%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":200,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-faeb1d99-7a75-4a30-9331-5b4b9dc9f942","keyframes":{"opacity":[0,1]},"delay":100,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-0f00f3a1-d55c-406a-949c-b9cab050eda4","keyframes":{"transform":["translate3d(-114.24333%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2734766d-a7ba-43c0-a5dc-3c76948c24e3","keyframes":{"opacity":[0,1]},"delay":200,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d762541a-f49a-4309-bd65-2602f4cfec6c","keyframes":{"transform":["translate3d(-115.28663%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":200,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Tip #4: Clarify Your Goals Tip #4: Clarify Your Goals Learn more

Swipe up to Read More on Financial Tips for New Grads

[{"selector":"#anim-1342669c-ddb4-415c-9681-d30c58932d03","keyframes":{"opacity":[0,1]},"delay":200,"duration":1500,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-8a243d63-45a1-43cf-b4fe-1b7046c9caf3","keyframes":{"transform":["translate3d(0px, -133.46329%, 0)","translate3d(0px, 0px, 0)"]},"delay":200,"duration":1500,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Learn more

You Might Also Like

[{"selector":"#anim-48f581ae-25b3-487c-b60b-082d6c06070f","keyframes":{"opacity":[0,1]},"delay":0,"duration":1600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1c798ebf-aab7-4b16-b060-f90f63d57f07","keyframes":{"transform":["translate3d(0px, 99.59280%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-9f908098-e59d-476d-8ff2-ba340b7d89cc","keyframes":{"opacity":[0,1]},"delay":300,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e7da0dcc-6988-4712-a734-5ea5d67daead","keyframes":{"transform":["translate3d(0px, 871.75821%, 0)","translate3d(0px, 0px, 0)"]},"delay":300,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-740a5969-d9cf-4da2-98e4-f7cbd745c1a8","keyframes":{"opacity":[0,1]},"delay":200,"duration":1600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-540aebab-5c83-472d-9c19-8789e9a17676","keyframes":{"transform":["translate3d(0px, 245.65966%, 0)","translate3d(0px, 0px, 0)"]},"delay":200,"duration":1600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] 50+ Items You Should Stop Buying to Save Money 50 Best Side Hustles to Make More Money in 2022