1. Perform a Spending Habit Check
The first step of determining a cash flow leak is to inspect your purchase history. You might not like what you see, but it shows your overall spending pattern. Spend some time reviewing your credit card purchase history and analyzing any spending over one hundred dollars.
2. Setup Saving Goal
3. Create a Budget
For most, budgeting is daunting, and I'm not too fond of it either. But agreeing to a 30- or 15-year long-term loan is a lifetime commitment, and you can't go easy on it. Being a homeowner is an expensive title not just while buying but also for its maintenance.
4. Avoid Impulse Purchases