Is Pet Insurance Worth It for You? The Costs vs. the Benefits
No one is required to purchase pet insurance, and some people are fine without it. But many who skip it find themselves in a situation where they have to pay for unexpected vet costs that cause financial strain. Instead, these owners could have offset those high costs with a pet insurance plan.
Potential Savings With Pet Insurance for Common Vet Procedures
One of the best ways to determine if dog or cat insurance is worth it is to consider the costs of different levels of veterinary care. Weighing the costs can help you decide if you should get pet insurance for your dog or cat.
Comparing the Costs of Routine Veterinary Care
Annual check-ups, vaccines, spay and neuter, dental cleanings, and preventive medications are examples of preventive care. Routine vet care is often the cheapest veterinary cost, averaging $242 annually for dogs and $178 for cats, according to the American Pet Products Association.
The Average Cost of Pet Insurance
The price you pay for pet insurance could add up to significant savings on veterinary care throughout the year. Each company has different coverage options, exclusions, and limitations, with varying premium costs. Use the information below to help you decide if pet insurance is worth it for you and your pet.