Tip #1: Negotiate Your Interest Rate
Tip #2: Balance Transfer Credit Card
Tip #3: Pay More Than The Minimum Payment Every Month
If you only make the minimum monthly payment on your debts, it will take you a very long time to pay them off. If you only make the minimum payment each month, you will end up paying more in interest than you originally borrowed.
Tip #4: Cut Unnecessary Expenses
Pay off your smaller credit card debts first, and then work your way up to larger ones as you become debt-free. You'll end up paying less interest overall this way. It also makes it easier as you only need to keep track of the lowest of your credit card balances.