Should I Sell My House? Reasons to Sell (or Wait) in 2022

Any large life event is one that should be carefully considered. In this article, we’ll look at whether now is a good time to sell your house by breaking down reasons to sell — and reasons to wait.

3 Reasons to Sell Your House Now could be the smartest time to sell your house, depending on your specific situation. Here are some compelling reasons to sell your house in 2022.

Reason #1: Your House is Worth More Now

If you wait to sell your house, you might see it go down in value from where it is now once demand cools. Do you want to take advantage of this rare opportunity or wait it out?

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Reason #2: A Few Minor Repairs Could Increase Value

Even though your home is already likely worth more than it ever has been, you can even get more value out of it if you make common home repairs like replacing pipes or a water heater.

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Reason #3: Houses are Selling Fast

Looking to sell quickly? Now’s the time. Houses have, on average, only been on the market for 17 days before selling. Just be prepared to have to move out quickly and make sure you have a plan for where you’ll live next.

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3 Reasons You Should Wait to Sell Your House

While there are some great reasons to sell your home right now, it may not be the right time for everyone. Here’s why you might want to wait.

Reason #1: You Can’t Afford to Buy

Selling in a seller’s market is great…but not so great if you need to buy another house, especially if you’re staying in the same area. Buying a house may be cost-prohibitive for you, especially when you factor in closing costs on top of the inflated pricing.

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Reason #2: You Owe More Than You Could Sell For

If you are upside down on your mortgage, selling won’t provide a solution. You may have taken out a second mortgage or not have paid enough on your first mortgage to recoup the expense by selling, even at an inflated price.

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Reason #3: You’re Not Ready to Make Home Repairs

While making home repairs before selling could help you get more for your home, that doesn’t necessarily mean you have $30,000 laying around to make those improvements.

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Before coming up with your own answer to the question of “should I sell my house,” figure out how much you can afford to pay to buy another. If you can only afford a house that’s smaller than your current one, or in a neighborhood, you don’t want to live in, there’s not much point in selling only to end up worse off.

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