Unsubscribe From Unused Services
Update Your Budget
The second step is to update your budget. Take a look at your income and expenses and see where you can make changes. Maybe you can cut back on some of your spending or increase your income by picking up extra work hours. It's essential to be realistic about what you can and cannot change - don't try to overhaul your budget overnight.
Go Through and Organize Financial Documents
The third step is to go through and organize your financial documents. Go over your bank statements, credit card bills, retirement plans, and anything else related to your finances. It's a good idea to create folders or labels for each type of document so that you can find what you need quickly and easily.
Review Your Insurance Policies
The fifth step is to start thinking about your taxes. If you haven't already filed your taxes for the year, now is the time to do it. You may also need to start thinking about estimated tax payments if you are self-employed or have other income that is not subject to withholding.