Tip #1: Determine Where Your Money Is Going
The first step to stopping your paycheck from constantly running out is figuring out where all of your money is going. Track every penny you spend for a month using an app like Mint.
Tip #2: Negotiate As Many Expenses As Possible
Tip #3: Eliminate Any Unused or Unnecessary Subscriptions
Go through all your spending and see if you can do without one of your four streaming services. When you eliminate a $10 per month, you will save $120 per year, and if you do that ten times, you can save thousands each year and make real progress toward your savings goals.
Tip #4: Sell Any Unused Items Around the House
If you haven't touched something in the last year, it is likely time to sell it. Have a yard sale if you have many items or use Facebook Marketplace or Craigslist. Having a less cluttered house is totally worth it, and the extra cash doesn’t hurt.