People change their life routines when there are financial burdens. Some chose to leave the luxuries, and some shifted toward the alternative. Some people shared their life-changing financial tricks and hacks on an online platform.
1. Have Diet Snacks in the Bag
Having diet snacks in the bag is a very economical hack. One participant shared. He stated that he always keeps snacks with him at work. These snacks kill hunger till lunchtime. And at lunch, he eats home-cooked and packed food. He never buys lunch from the office canteen. It saves him a lot of money.
2. Drink Water
This is a health-saving and money-saving hack. One girl shared that she has cut off soda from her life for a year. Now she is in shape without going gym, and her health also restores. And she saves a lot of money from this minor and small change in her life.
3. Uninstall Grubhub
If someone wants to save his money, he must make some changes in his life. One girl shared that she challenged herself to save money in the new year. To follow this challenge, she uninstalls Grubhub from her phone. It helps to avoid junk food. And it has been six months, and she is following her challenge very well.
4. Make a Budget and Stick To It
One wise hack that can save money is making a monthly budget. One participant shared that his wife makes a budget in the first two days of the month. This budget includes all the expected expenditures for the month. And the whole family is asked to remain stuck with this budget. This provides an estimate of expenditures and savings.
4. 3R
One man stated that he learned a hack from his mother to save money. She used to follow the 3R rule. This rule states that reduce, reuse, and recycle things. Reduce the shopping if you do not need a thing hardly. Reuse the things such as bottles and jars. Recycle the damaged or destroyed things, such as dusting cloth from damaged clothes.
6. Use the Library
One boy shared that he is fond of reading. He spends a lot of money on books. But now he has shifted to his reading source from the library. It costs zero amount. And it offers a variety of books. Books, games, videos, and CD information are available there.
7. Quit Smoking
Smoking is dangerous for health. A person who smokes reduces his life span. If this activity is taken as a financial concern, it also has a bad impression. Wasting money on such a bad thing is insane. One boy shared that when his friend smokes, he feels they are smoking their money in the air.
8. Eat Before Shopping
A girl shares a very simple and easy hack. She stated that she has developed a habit, which is a very helpful activity. Whenever she goes shopping, she entertains herself with junk food. But now, before leaving for shopping, she fills herself with home-cooked food. This maintains her budget.
9. Calculation: Money vs Work Hours
A gentleman shared that he first makes calculations whenever he has to buy anything. He compared the working hours and the price of the product or service. If the price of the product is equal to fewer working hours, he purchases the thing. But if the price of the product is equal to more working hours, he leaves the product. He finds a cheap alternative to the product.
10. Grow a Garden
One participant shared a very easy and life-changing trick. He stated that till his 50, he earned money and remained hand to mouth. And now, as an older man, he grows a garden as a hobby. This garden contains all green vegetables and some fruits. This small garden is enough to provide kitchen stuff. They do not buy anything from the market except meat. This life hobby changed his and his family's life.
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