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We are living in uncertain times. Investors have the following issues top of mind: Lingering COVID-19 fears  A war in Europe 40-Year high inflation Rising interest rates The investing landscape is seeing a flight to safety in these uncertain times. The S&P 500 has declined nearly 20% off of its previous highs. Investors in the … Read More

Paying off your mortgage has been a monumental goal for decades now. But is it the right thing to do in the 21st century? Read on to find out 7 reasons not to pay off your mortgage early.  Debt is not always bad There is a big difference between good debt and bad debt when … Read More

The key to achieving success is setting goals. Goals are what motivate us and push us to be the best version of ourselves. It's not enough. You must also know how to set a goal you’ll actually accomplish.  Here are 25 strategies for goal-setting success.  Why is goal setting important? The definition of goal setting … Read More

Term life insurance provides many benefits for people in their 20s. Even if you don’t have any dependents, several other reasons to have life insurance.  Here are ten reasons you should consider buying term life insurance in your 20s.  Term life insurance vs. Permanent life insurance Before we get into why to buy term life … Read More

Did you know that the average U.S family carries over $5000 of credit debt? That's a lot of money to be spending on interest payments. The good news is that there are many ways to avoid credit card debt. Here are 20 steps on how to avoid credit card debt. Step 1: Make Sure You … Read More

With the great resignation and many out of work, finding ways to make more income is necessary.  Here are 40 ways to make an extra $500 every month.  1. Work as a Virtual Assistant A virtual assistant is someone who works for clients from the comfort of their own homes. There are many different tasks … Read More

If you're looking for an excellent book to help you become more financially literate, you've come to the right place.  This article will discuss 15 of the best personal finance books you may not have heard of yet.  These books are excellent resources for learning how to manage your money and get ahead financially. Whether … Read More

There are so many problems and financial challenges that come with being an adult. You need to know the to succeed in life.  Here are 43 financial tips for your 20s.  Tip #1: Work First and Play Later One of the most important things you can do while young is to set a long-term goal … Read More

It's no secret that inflation has arrived and is here to stay. To protect yourself from the adverse effects of inflation, it's essential to invest your money in smart ways.  Here are 15 investments you don't want to miss if you're looking to protect your savings. What Causes Inflation? A few things can cause inflation, … Read More

We would all have excellent credit scores in a perfect world and never worry about our credit rating. However, sometimes our credit score takes a hit when life happens. If you're looking to improve your credit score in 30 days or less, read on! Here are 15 tips that will help you boost your credit … Read More

Gold is a valuable asset. Precious metals are popular because they have a high value and liquidity. Ideal for emergencies or if you don’t trust government money.  Storing gold is not as easy as it seems. If you bought your first gold coin and need advice on how to store your gold safely, this is … Read More

SPACS or special acquisition companies are becoming a popular way to raise money. It is a unique and innovative concept that, on the surface, doesn't seem to make sense. This article will answer the question, what is a SPAC, and offer the pros and cons of the method as we see them. Read on to … Read More

The credit card industry is more profitable than ever. Credit cards can make life easier by letting you make purchases without carrying cash around. The truth is that there are many disadvantages to using a credit card which can outweigh the benefits if you aren't careful.  Here are 10 disadvantages of using credit cards you … Read More

The idea of date nights can be really scary for couples. It seems like you have to spend a ton of money to make it the best time ever, and that's just not feasible for everyone.  Well, I'm here to tell you that there are plenty of ways to have an amazing date while also … Read More

If you're wondering how to make money on TikTok, you're in luck. Many people have turned their love for TikTok into a full-time job. Here are a few different ways to generate passive income through the app. Earning Potential Before we get into the different ways you can make money on TikTok, let's take a … Read More

It's that time of year again – the sun is shining, the flowers are blooming, and it's time to do some financial spring cleaning.  Just like you would clean your house from top to bottom to get rid of all the dirt and dust, you need to do the same thing with your personal finances.  … Read More

Paying off your high-interest debt can be a difficult task. Knowing where to start, what steps to take next, and avoiding common mistakes can make the process much more manageable. Here are 15 tips to help you pay off high-interest debt quickly.  Why Is High-Interest Debt So Hard to Tackle? High-interest debt is difficult to … Read More

Credit cards are a fantastic resource to help you handle your finances better. Here are ten reasons why everyone should have a credit card.  Reason #1: Easy Way to Build Credit Credit cards are a quick and easy way to establish or build credit. Credit scores affect your ability to get car loans, personal loans, … Read More

There is nothing more stressful than coming home from a long day of work and not knowing how you will afford to pay your bills. If this sounds like something happening to you, then it might be time for some changes.  In the U.S., 54% of people are living paycheck to paycheck.  This article will … Read More

You've just graduated, and now you're facing something you didn’t learn: how to manage your finances. This article will go over 20 financial tips for new college graduates to start good financial habits.  Tip #1: Make a Solid Budget The first step to sound financial management is creating and sticking to a budget. I know … Read More

The short video platform, TikTok, has become increasingly popular in recent years. There are over 1 billion active monthly users and 2.6 billion downloads worldwide. The platform is full of versatile content such as comedy, singing, POV stories, and makeup tutorials.   Content creators are awarded for their challenging work to gain followers by making money from their … Read More

Being financially stable and secure is about more than the immediate need to get bills paid on time or debt paid off. When people start families, they need to think about their future generations and financial stability. It’s essential to lay down a strong foundation for your children so that they can lay a solid … Read More

Credit scores are a valuable indicator of an individual's financial responsibility. The higher your credit score, the more likely you will be approved for an apartment rental, mortgage, and pay less for auto insurance.  Here are 15 benefits to having a high credit score.  1. It's Easier to Secure a Loan With a Good Credit … Read More

Unemployment is a difficult time. It's hard to get a job, and it can be even harder when you're no longer receiving a paycheck from your old employer. There is light at the end of the tunnel.  There are plenty of ways to save money while unemployed so that you have some money in the … Read More

Lower Your Energy Bill The electrical grid becomes older with no updated technology every year, yet energy prices continue to increase. You cannot control how much the utility company will charge you, yet you can implement ways to spend less on your electricity bill.  We will cover 50 tips to help you save money on … Read More

Your Money Mindset Is Important There are a lot of myths out there about how to manage your money. Here are 20 money myths that you need to stop believing today.  Myth #1: I Can Always Save Money Later One of the biggest reasons broke people never seem to get out of their financial situation … Read More

Avoid a Stressful Financial Situation Money can cause stress. It doesn’t have to be this way, though. Whether you're worried about your financial future or just want to get ahead of the game, managing money can be a stressful endeavor.  This article will discuss 15 ways to reduce financial stress in your life. 1. Focus … Read More

What does school teach you about money?  Answer: Nothing.  With financial stress at an all-time high and financial literacy at an all-time low, something must give. We need supplemental personal finance education. In this article, you will learn about 20 different financial topics that your government school has failed to teach you.  1. Credit Cards … Read More

Are you thinking of investing your hard-earned money but aren't sure where to start? Before investing, you want to ask several important questions if you're a first-timer.  From asset allocation to fees, we'll cover everything you need to know to make an informed decision about where to invest your money.  Question 1: How Do the … Read More

The roaring twenties did not start how many of us would have liked. An unfortunate lasting effect of the pandemic is that the mental health of many has suffered. Not seeing loved ones for months (or even years) has produced increased anxiety, depression, and substance abuse among the population. If the last couple of years … Read More

Having a budget is essential to having any kind of financial success over the course of your life. Whether you want to focus on saving money for emergencies, paying off debt, or planning for a large purchase like a down payment for a house, a budget is crucial for keeping your money organized so you … Read More

Having a low credit score leads to paying more for everything. The apartment complex may deny your application to rent with a low credit score.  You don’t want to go through that rejection.  Here are 20 ways to improve your credit score today.  1. Review Your Credit Reports The first step to improving your credit … Read More

Work From Home Opportunities Finding the perfect work-from-home job is tough.  There are many scams on the internet.  Thankfully, many legitimate opportunities work for any lifestyle.  After reading this article, you’ll find a work-from-home (WFH) job that you’re sure to enjoy.  1. Web Developer Being a web developer is one of the best WFH jobs … Read More

Investing can sometimes seem like a daunting task.  The truth is that there are many different ways to invest your money, and you don't need a lot of knowledge or experience to start.  This article will discuss 36 investing tips for beginners looking to start their investment portfolio. Even if you only have $100.  1. … Read More

The population of the United States continues to grow every year as more individuals flock to the U.S. The demand for rental housing increases with this growth. Between 2006 and 2016, the United States grew by 7.6 million households. New homeowners did not increase in the same ten-year period. Invesco Real Estate, one of the world's largest … Read More

What happens to credit card debt when you die is a question that may seem difficult to answer. The last thing you want to do is leave your heirs with unwanted liability from unpaid credit card debt. We will unpack the issues at hand and offer the knowledge you need to protect yourself and your … Read More

Reasons Why You Should Invest in Silver People have been investing in precious metals for hundreds of years.  First, people invested in gold because it was rare and valuable.  As technology developed, people began to invest in other metals like silver.  There are many reasons why you should consider investing in silver. Here are 12 … Read More

Tips to Prepare for Inflation and Hyperinflation (Rising Prices) The year 2020 showed all of us we are living in stressful and out-of-control times.  There are many possible threats to our financial system and livelihood. One of them is hyperinflation. This article will provide you with 20 tips about how to avoid hyperinflation and thrive … Read More

Debt is a dirty four letter word to many people. Yet there are some instances where it can have a strategic use to build wealth. Whether you have high interest rates on your credit card or a car loan on a depreciating asset, debt can be both good and bad for you depending on how … Read More

Current Job or New Job? Should you quit your job now? Some people feel as if they're not being challenged enough, others may be unappreciated, and some want to change careers.   Regardless of the reason for quitting, there is a certain feeling you get when you know it's time to leave.  This article will explore … Read More

Saving Money = More Money for You It's not easy to save money these days. Between student loans, car payments, and rent, it can seem like there is no way to put anything away for the future. But if you really want to make an effort to save money one of the best places to … Read More

Side Hustle Ideas If you're looking for a way to make some extra money, you've come to the right place! We've done the research and compiled 50+ of the best side hustles that can help you make more money each month. Whether you're looking for a new career, want some side hustle ideas or need … Read More

Physical gold has been a valuable investment for many years. Gold is unlike many other assets. In fact, it’s something that can make you money over time and be a hedge against inflation. Gold has always been valuable because it doesn't corrode, but what makes it so great? Here are 10 reasons why investing in … Read More

Inflation can be a scary thing. It's hard to know what will happen in the future, and inflation is often unpredictable. Imagine if your purchasing power were diminished by 50% in one year. There are many ways that you can protect your money against it, whether by investing it wisely or planning for the rise … Read More

Budgeting is an important part and first step of your financial journey and independence. Having a successful budget can make managing your finances and life easier and less stressful. Whether you're trying to save for a big purchase like a house or a vacation, or simply trying to organize your finances so you know where … Read More

Saving money is one of the most important things that you can do for yourself. Not only does it save you from spending your hard-earned cash on items that are not necessary, but it also helps to ensure that you will have enough money in the future to cover any emergency expenses. This blog post … Read More

It's no secret that people who are broke and poor often have bad money habits. But what can we do about it? How do we change our ways to get out of the cycle? This article will give you 20 examples of bad money habits that keep people broke and poor and how to break … Read More

Many people believe that the best time for investments is when you are older, but this is not always true. Before you invest even $1 make sure to read and understand what you’re investing in. Simply because everyone else is doing it does not mean it’s the right investment for you. Take inventory of your … Read More

Working from home is a great way to be more productive and efficient. You can do everything from your living room, without having to commute. But working at home isn't always the easiest thing to do and finding a work-life balance is even more difficult. Have you ever found yourself sitting on the couch, watching … Read More

Your financial future is an important thing to plan for. In order to have a good financial future and have more money, you need to make wise financial decisions today. There are many common bad money habits that people have that will affect their financial plans in the long run. These bad spending habits can … Read More

Budgets are crucial to staying up to date and organized with your finances. Starting a budget can be intimidating at first, yet these 20 tips will help you start your budget and stick to it.

When you think about debt, you usually think of all the negativity that surrounds it. Drowning in credit cards because you've only been able to make minimum payments. That dreaded monthly payment that makes you stressed out when you see it hit your bank account. While debt can be a source of immense negativity to … Read More

Depending on who you ask, investing in the stock market can be a rewarding, exhilarating experience or a fruitless, disappointing one. It takes a keen eye and exceptional analytical skills to be able to predict the rise and fall of stocks. Most of those people are obviously professionals and have made a career out of … Read More

Here are 7 common questions I get asked about renting rooms Enjoy!

Hey guys, Max here! If you’ve been considering renting out rooms in your home to make some passive income, this article is for you. I have been renting out rooms in my home for 5 years, I have had 100% success with tenants paying rent.  I make $11,100 a year renting out the extra rooms … Read More

Want to rent a room in your house but are looking for a specific type of person? Here are the 5 biggest red flags to look for when screening potential tenants Enjoy!

Want to rent a room but don't know what to include? In this video I'll go over exactly what to put in your ad so you can find your ideal roommate.   Get Free Access to the Exact Ad I Use I agree to receive email updates and promotions. Get Resource & Subscribe

Buying your first home is tough stuff. It's not 1965 where one income and being paid minimum wage can buy you a nice home in the suburbs. That doesn't exist anymore. Yeah, Boomers, Millennials have it tough. That's not a complaint and that's not an excuse. You can still find homeownership. Here are 6 simple … Read More

There are a ton of things to get ready for after buying a home. Here are 4 that you May encounter.

I spend so little time on my budget it's almost laughable. I'll touch on some things I do to utilize time really effectively and how you can spend time on things that matter, like your hobbies and family.  

The weather is cooling! Well, if you're anywhere but California I Guess. It's Summer until november around here. Here are 5 different ways that you can save money in your fall transition. Enjoy!

Get ready for some Long division. Fixed and variable costs are easy to remember. But what about the period expenses like Car registration, Car insurance or property tax? Those Will happen and preparing for them is quite simple.  

Unlike fixed costs, you have 100% control over variable costs. These you can adjust and really do make a big difference in helping you save money and your goals.  

Welcome to the LAST session of the home buying course. We’ve done everything (nearly). Now we are going to find out about closing costs.

Now that we may or may not have 20% down let’s touch on how Mortgage insurance works.

Now we have completed the offer. Let’s dive in and see if a 20% down payment truly is worth it.

Have you been struggling keeping a budget? Do you always seem to go over? Read on for 5 ways to help you stay 100% on track.

Now you know how to make the offer. Now let’s apply for that mortgage!

Now we have picked out a home it’s time to submit the offer!

We have our agent all picked out. Now let’s find that home!

Have you been wanting to start a blog but don’t know how? In this post, you will learn all the things to do so you can start your blog in an hour! It’s actually quite simple. Read on my soon to be blogging friend! 

We have our agent all picked out. Now let’s find that home!